Which Local Roofers Handle Insurance Claims for Storm Damage?
We see it every time a storm hits here in Indiana: Out-of-town contractors come in, go door to door to sign as many contingency contracts as possible, which locks the homeowner in. Most of these contracts say in the fine print that if the homeowner decides later on to go with a different company, they are liable for 30% of the insurance proceeds without even doing any of the work.
Most out-of-town contractors (storm chasers) that follow this process do not have the workforce to perform quality work on a regular basis unlike your local reputable sources that have been here for years and will be in the future.
With that being said, if a contractor helps you through the whole process, and puts in the work to help you with your claim, it would be unethical to switch companies unless you find out they are not trustworthy.
Never file a Roofing Insurance Claim that is likely to be rejected
Unlike some contractors, we do not want the homeowner to file a claim that is likely to be rejected, as this will go on their record permanently. Some contractors we have heard of even go as far as faking the damage – creasing and breaking shingles or using a hammer to make false hail hits. It’s dishonest and pretty stupid! It also builds a distrust in the adjuster if you file a claim that does not have legitimate damage. The next project you meet him on he will think it is another BS claim.
It works the other way around as well: when adjusters meet a roofer with an honest track record, they tend to be more understanding and lenient in the adjustment.
What Does “Handling Roofing Insurance Claims” Actually Mean?
Not every roofer is experienced in the claims process or even legally allowed to negotiate your claim. What a reputable roofing company can do is:
- Document the storm damage thoroughly (photos, videos, drone scans).
- Provide detailed repair estimates using insurance-approved software (like Xactimate).
- Meet your adjuster on-site to ensure nothing is missed.
- Explain what’s covered, what isn’t, and what to expect at each stage.
But here’s the key: a real pro helps you understand your policy; they don’t pressure you to “sign now and we’ll deal with insurance later.” That’s usually a storm chaser move.
Lyle’s Pro Tip 💡
Always do your due diligence on the contractor prior to signing anything rather than getting pressured and later having regrets.
Reviews: What Homeowners Are Saying
“Lyle and his team did an excellent job putting a new roof on our house. We had hail damage and he went up and took pictures for us to send to the insurance company. 6 out of 5 Stars for Better Way Roofing!” — Mike M
“I’m very happy with both the work and communication from both the Lehman brothers, even the insurance adjuster pointed out how he likes dealing with them as they are very professional and easy to work with.” — Abe P
“Great experience with Better Way Roofing. They took care of all claims to the insurance and made a replacement happen. Install was smooth and quick. Scheduled time was held true to and the crew did a fantastic job.” — Alex W
“We had to have our roof redone due to hail damage. This is the second time we’ve used Better Way. Great work and service as well as kind staff.” — Jeanne F
“Thanks Richard was a pleasure working with you guys and the insurance to get the proper damages recovered and restored for you!” — Response from Better Way Roofing to Richard W
Local Roofers Known for Insurance Claim Expertise
Here are a few standout options in Northern Indiana, each known for helping homeowners navigate storm-related claims
A&M Home Services (Plymouth)
Very experienced in handling insurance claims with over 2000 claims in the past 5 years.
Horner Roofing & Siding (Elkhart County)
Focuses on hail and wind damage with strong insurance advocacy. Known for helping homeowners maximize claim coverage.
With Better Way Roofing, filing an insurance claim won’t feel like a second job.
We will guide you through the paperwork, talk to your adjuster, and make sure your home gets what your policy promises. We have a record of documenting legitimate damages and sharing it with the insurance company to get proper coverage restoration.
If you’re unsure who to trust, start with local pros who actually live here and have reviews from neighbors who’ve been through the same storm you just weathered.
📞 Call Better Way Roofing at (574) 370-8342 or Contact Us Online — we’ll walk your roof to identify legitimate damage, meet your adjuster, and make the insurance process stress-free from start to finish.
